Roof Claims Adjuster

According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.

Roof claims adjuster.

Claim adjusters can incorrectly underpay and deny roof damage insurance claims. Sometimes the original adjuster will come back out alone or along with his or her supervisor to reinspect it especially if the roof was wet during the first inspection or if the adjuster did not get on the roof to inspect closely. Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf. Your roofing contractor should be able to help you navigate your way through the roof insurance claims process.

Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients. Remember the adjuster is paid by your insurance company not by you. It s your right to have your claim assessed adjusted and settled in a fair manner. Make sure to get a written estimate on a roofing company s letterhead with the company s contact information.

The claim handler may ask for photos of the damages prior to sending out another representative. Know that a roof insurance claim is a long process. The adjuster works with the insurance company and the roof repair company to determine the amount of the damage and the cost of repairing or replacing the roof. Roofing companies like klaus roofing are insurance claims experts and by no means tell the adjuster how to do his job but acts as an assistant to help find all damage to be included in the claim.

Depending on the circumstances your insurer may deny the claim or pay less than the repair or replacement cost. An adjuster hired by the insurance company comes out to inspect the damage. Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof. Know your appeal rights.

The inspector looks for ways to deny the claim. They will want absolute proof that storm damage is the cause of the roof leak to determine this insurance company will send out its own adjuster someone that works for the insurance company. If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible. Step 5 the insurance company sends an adjuster to your house to inspect your roof insurance claim assess the damage and determine what is and is not covered for your roof claim.

A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.